Merchant Token MVP

HIPS Merchant Protocol (HMP), the Hips Merchant Protocol Gateway (HMP-gateway) and the

governing Merchant Token (MTO) is a solution that introduces consumer protection concepts

from the traditional card payment industry to any blockchain with support for smart contracts

like Ethereum, Cardano (ADA) or Solana, which we believe is the missing piece for crypto

payments to have a market penetration and acceptance among mainstream consumers. HIPS

Merchant Blockchain is the native blockchain for HMP and Merchant Coin (MEO), optimized

for real-time Merchant transactions created for Payment Service Providers (PSP) and EFTPOS

devices with full support for backward compatible financial protocols like ISO8583 enabling

crypto payments in standard terminal messages, using the existing terminal, and card scheme

infrastructures for crypto payments in Hips Merchant Blockchain.