Experienced Financial & Investment Accountant with over 13 years in investment accounting, financial reporting, budgeting, and cash flow management across wealth management, real estate, logistics, and education sectors. Skilled in preparing financial statements, Zakat/tax compliance (ZATCA), bank relationship management, ERP systems (Odoo, QuickBooks, Investera, Oracle), and advanced Excel financial modeling (ROI, IRR, NPV). ACCA (UK) qualified, CMA (USA) in progress. Fluent in English and Urdu, conversational in Arabic.