Personal Budget Planner & Variance Analysis

Overview: Unlike simple expense trackers, this "Budget Planner" is designed for proactive financial management. It allows users to set spending limits beforehand and compare them with actual spending.

Key Features:

Budgeting Strategy: A dedicated section to set a "Planned Budget" for each category at the start of the month.

Variance Analysis: Automatically calculates the difference between Planned vs. Actual spending to highlight overspending immediately.

Visual Dashboard: Includes charts to visualize how much of the budget remains in real-time.

Savings Goals: A specific tracker to ensure saving targets are met before spending.

Why this matters: This tool helps in making financial decisions, not just recording transactions. It demonstrates my ability to build analytical tools in Excel.