Credit Risk Analysis Report Project

Project Overview

Performed a detailed credit risk analysis for Nova Bank, focusing on borrower demographics and risk behaviors. Created dashboards to showcase defaulter rates, average borrower age, income, loan-to-income (LTI), and debt-to-income (DTI) metrics for a comprehensive risk profile.

Key Responsibilities

Analyzed default trends by age, credit maturity, and gender.

Assessed loan purpose impacts (e.g., Debt Consolidation) and root causes of defaults.

Evaluated geographic risks across the US, UK, and Canada, plus loan exposure by grade and employment.